Last updated: July 2026
Welcome to PayLokal. By using our mobile application and related services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.
PayLokal provides a cross-border payment infrastructure enabling users to make international payments utilizing the Brazilian instant payment system (Pix). We aggregate transactions and settle them globally through licensed partner institutions.
You must be at least 18 years of old to use our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
All foreign exchange rates (FX) are calculated in real-time and displayed before confirmation. Once a Pix transaction is confirmed, it is irrevocable according to the Central Bank of Brazil regulations.
PayLokal shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.